How to Withdraw from Paypal to Mpesa

how to withdraw from paypal to mpesa

Here’s how to transfer money from PayPal to M-Pesa. Use this guide to smoothly make your withdrawals from PayPal to M-Pesa. Here are the steps to follow

MPesa is one of the two options available for you to withdraw your money out of your PayPal account. This article will show you how exactly you can withdraw your funds from PayPal into your M-Pesa.

Withdrawal from PayPal to M-Pesa: Full Guide

Facilitating seamless financial transactions between PayPal and M-Pesa, one of Kenya’s leading mobile money services, has revolutionized cross-border payments for Kenyan users.

Here’s a definitive guide to effortlessly withdrawing money from your PayPal account to your M-Pesa wallet. The first step to withdraw from your PayPal account to M-Pesa is to link your account.

Before initiating any transfers, ensure both your PayPal and M-Pesa accounts are linked. Follow these simple steps to complete the linkage:

  1. Visit the official PayPal-M-Pesa partnership website.
  2. Click on “Get Started” to initiate the registration process.
  3. Log into your PayPal account using your credentials.
  4. Provide your M-Pesa account mobile phone number.
  5. Verify your phone number by entering the received SMS verification code.

Note: Ensure that the name on your PayPal account matches the name on your M-Pesa account for successful linkage.

How to withdraw money from your PayPal to MPesa: Step-by-Step Process

Once your accounts are linked, you can proceed with the withdrawal process following these straightforward steps:

  1. Log into the PayPal-M-Pesa website.
  2. Click on “Get Started” and select “Withdraw from PayPal.”
  3. View your available PayPal balance and choose the desired withdrawal amount.
  4. If necessary, convert your balance into USD before withdrawal.
  5. Confirm the transaction details and proceed.
  6. Receive your funds within minutes to three days, depending on the amount withdrawn.

Withdrawal charges when you withdraw from Paypal to Mpesa

PayPal charges a 3% conversion fee for withdrawals, and M-Pesa accounts have a maximum limit of Ksh. 300,000.

How to Top-up Your PayPal Account Using Your M-Pesa Balance

If you need to replenish your PayPal funds from their M-Pesa wallets, here’s a step-by-step guide:

  1. Visit PayPal-M-Pesa and log in.
  2. Click on the “Top Up” button.
  3. Enter your desired top-up amount in USD and calculate the equivalent in KES.
  4. Proceed to M-Pesa and initiate the transaction. Select Lipa na M-Pesa and enter 800088 as the Business Number.
  5. Enter your PayPal-connected email address as the Account Number.
  6. Confirm the transaction with your M-Pesa PIN.

Your PayPal account will reflect the top-up amount within minutes to a few hours.

By following these steps, you can efficiently manage your financial transactions between PayPal and M-Pesa, ensuring smooth cross-border money transfers.


To withdraw from your Paypal to mpesa, you must first link your Paypal account with your Mpesa and then Log in to the PayPal-M-Pesa website. Click on “Get Started” and select “Withdraw from PayPal.” Note that Paypal will charge you a 3% withdrawal fee.

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