How to Convert Airtime to Cash on OPay and PalmPay

Have you find yourself in a situation where by you mistakenly recharge airtime beyond your budget? This is actually frustrating but don’t panic, your money are not gone because this article contain guides to selling your unwanted airtime to cash.

Converting Airtime to Cash has been the recent technological development that enables you to easily sell your unwanted Airtime without having to look for people sell the recharge card for.

However, in this article, we’ll walk you through the steps of converting your Airtime to Cash on the App with little or no charges. OPay is no doubt one of the most used mobile payment app among Nigerians.

The mobile payment app offers various banking services including funds transfer, bill payment, loans, rewards incentive programs, but unfortunately, Airtime to Cash services is not available in the OPay App.

Airtime to Cash (also known as Recharge2Cash) is a service in some money app that allows you to sell or convert your unwanted airtime to cash. However, it’s important to know that this feature is new and it’s not circulate. Hence, only MTN subscribers enjoy the benefits on most platforms.

How to Sell or Convert Airtime to Cash on OPay

Unfortunately, Airtime2Cash features are not available on the OPay App. OPay is only a mobile money operators that offers banking services excluding converting of recharge card to cash.

However, you can easily sell your airtime for cash on the PalmPay App. PalmPay is a very much mobile payment alternative to OPay. The fintech app also offers users with individual banking services including fund transfer, bill payment, Recharge2Cash, Loan and many more.

In other words, you can easily convert your Airtime to Cash on the PalmPay App while the feature is currently not available on the OPay App. Follow the guidelines highlighted below to easily convert Airtime to Cash without Charges.

How to Sell Airtime on PalmPay

Conversion of Airtime to Cash on the PalmPay App is a beneficial features to anyone that mistakenly recharge airtime beyond budget. To not allow the recharge card put to waste, you can easily sell it and receive cash on your PalmPay App. Here’s how:

1. Access Your PalmPay Account

First of all, to sell airtime on PalmPay, Login to your account and access the “Recharge2Cash” feature in the app dashboard. To do that, scroll down your PalmPay dashboard and tap on Recharge2Cash.

2. Choose Your Network Provider

The next step is to select the telecommunication network where you’re selling the airtime. For example, Glo, Airtel, MTN and 9Mobile. These are the most commonly used network in Nigeria.

However, do note that Recharge2Cash on PalmPay is currently available to MTN subscribers only. Other networks are coming soon. So, select MTN and proceed with your conversion.

3. Provide Your MTN Number

After you’ve selected your preferred network as MTN, you’ll have to input your MTN number and tap on proceed. Then, an OTP verification code will be forwarded to the number to authenticate the transaction.

The otp code is also essential to login to MTN page where the airtime conversion will be carried out. Hence, open your phone message and confirm the one-time password (OTP) sent to your MTN Number.

4. Enter Amount and PAY

Enter the amount of Airtime you want to convert and confirm the amount you will get in Cash. It’s important to know that the transaction will incur for a service fees, however, the amount that’ll charged depends on quantity of Airtime you want to sell.

Once you’ve input the amount, enter your “MTN Share Airtime PIN” to finalize the conversion. Once the transaction is successful, the funds will be credited into your PalmPay Account. However, do note that it usually take 1 to 2 hours for Airtime balance to appear in your PalmPay wallet.

Airtime2Cash Platforms in Nigeria

To sell Airtime to Cash in Nigeria is now easy with some dedicated platforms and app. Here, we’re going to highlight four (4) best sites/apps to convert airtime to cash in Nigeria.

1. Glover App

Glover App is a product of Patricia Technologies that offers customers gift card trading. In addition to it offerings, Recharge2Cash service is also available on the app.

The Glover App’s Airtime to Cash make it easy and convenient to convert your excess recharge card to cash. All you have to do is sign up on the platform, select airtime to cash, view rate, choose your network and amount and tap on convert.

After that, you will receive your fund in your wallet balance which is transferrable to any bank account in Nigeria.

2. Prestmit

Prestmit is one of the best Airtime-To-Cash platforms in Nigeria. The platform offers conversion of recharge card to cash for MTN, Airtel, GLO and 9Mobile SIM users. The platform hype it self as the best Airtime-To-Cash platform that charge the lowest fees on any network in Nigeria.

However, Prestmit Airtime2Cash can be accessed through registration of account on the platform. Login to your dashboard and tap Airtime2Cash, select the network you want to convert, input amount and get paid.

3. Tingtel Airtime

Tingtel is recognized as one of the best Airtime-To-Cash platforms in Nigeria. At the time of writing, Tingtel convert airtime to cash at the rate of 15%, 25%, 25%, and 25% for MTN, GLO, Airtel and 9Mobile users respectively.

To use Tingtel to convert your unwanted airtime to cash, download the Tingtel app on the play store, register an account, tap on Airtime 2 Cash, choose network and confirm your number, input amount and tap convert.

Your money will be credited into your Tingtel wallet which is also transferrable to any Nigerian bank accounts.

4. PalmPay

PalmPay is a Mobile Money Operator (MMO) in Nigeria that’s licensed to provide financial services to the banked, and underbanked sectors of the country. In addition to what PalmPay offers, Recharge2Cash is included. Unlike OPAY, you can easily convert your excess Airtime to Cash on the PalmPay.

To convert airtime to cash on PalmPay, Login to your account and tap on Recharge2Cash. Next, choose MTN as your provide and input your number. Confirm access to the Airtime through OTP code and input your MTN Share Airtime PIN to authenticate your conversion.


Which bank can convert airtime to cash?

Only digital banks can convert airtime to cash in Nigeria. The two we’ve seen so far are PalmPay and Mintyn Bank. However, other best platforms that convert airtime to cash are Glover App and Prestmit.

How can I convert Glo airtime to cash?

Although, GLO Network Airtime Conversion is not common. Meanwhile, there are some platforms (e.g. Glover App, Prestmit, Tingtel) that convert Glo airtime to cash but will incur for higher exchange rate. For Tingtel, you will have to convert your Glo Airtime to Cash at 25% service rate.

Can opay convert airtime to cash?

No, OPay App cannot be used to convert airtime to cash. Alternatively, you can use PalmPay App to convert your excess or unwanted airtime to cash at the lowest rate.

Can I convert airtime to cash without charges?

No, platform that convert Airtime to Cash without a service fee has not been launched in Nigeria. However, you can convert airtime to cash at lowest rate on PalmPay, Glover App and Prestmit.


Airtime2Cash is not available on OPay at the moment. However, converting airtime to cash on PalmPay is a straightforward process that can be completed in a few simple steps.

Firstly, ensure you have downloaded and installed the PalmPay app on your mobile device. Once installed, launch the app and log in using your registered phone number and password.

From the app’s homepage, navigate to the “Sell Airtime” section. Enter the desired amount of airtime you wish to convert, select the network provider, and confirm the transaction. Once confirmed, the process is complete, and the equivalent cash amount after the service fee has been deducted will be credited to your PalmPay wallet.

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